Higher credit limits
Business cards typically offer larger credit lines to handle payroll, inventory and vendor payments.
Prime Policy Experts
Employee cards, higher limits, expense controls and tools to simplify accounting — business cards are built for operations.
Compare Business Cards
Business cards typically offer larger credit lines to handle payroll, inventory and vendor payments.
Issue employee cards, set limits, and track expenses centrally to maintain control and visibility.
Many issuers integrate with accounting software and provide spend reporting and reconciliation tools.
Get higher rewards on office supplies, travel, fuel and vendor payments; some cards offer travel & insurance perks.
| Card | Key Benefit | Annual Fee | Best for |
|---|---|---|---|
| Card J | Expense controls + accounting integration | ₹2,500 | SMBs needing reconciliation |
| Card K | Higher credit limit & fuel discounts | ₹3,999 | Firms with large operational spends |
| Card L | Employee cards + travel rewards | ₹1,999 | Businesses with travel-heavy teams |
Yes — issuers allow employee cards with configurable spending limits and reporting.
Rewards are tracked at the account level and can often be redeemed for travel, vouchers or statement credits.
Primary cardholders' credit may be affected; business cards may or may not report to personal credit bureaus depending on issuer.
Certain business expenses charged to cards may be tax-deductible; consult your accountant for specifics.