Rewards Credit Cards — maximise points & perks
Earn points on everyday spends and redeem for flights, vouchers, or statement credits. Best for frequent shoppers and value seekers.
Compare Rewards Cards
How Rewards Cards Work
Points per spend
Earn fixed or category-based points (e.g., 4x on dining, 2x on groceries).
Redemption options
Convert points to travel bookings, vouchers, gift cards or cashback.
Welcome & anniversary benefits
Many cards offer sign-up bonuses, milestone rewards and partner discounts.
Annual fee vs benefits
High-fee cards often give travel benefits and lounge access that offset the cost for active users.
Compare Popular Rewards Cards
| Card | Points Earn | Annual Fee | Key Perk |
|---|---|---|---|
| Card A | 4 pts / ₹100 (dining) | ₹3,000 | Lounge access |
| Card B | 3 pts / ₹100 (all) | ₹1,500 | Partner discounts |
| Card C | 5 pts / ₹100 (online) | ₹5,000 | Travel vouchers |
Quick Selector — Which rewards card suits you?
FAQ
How to redeem points?
Use issuer portals or partner platforms. Check minimum redemption & expiry.
Do points expire?
Yes — expiry policies differ by issuer, from 12 months to 5 years.
Are points transferable?
Some issuers allow transfer to airline/hotel partners at set ratios.
Should I pay annual fee?
Keep if benefits offset the fee; else look for no-fee or low-fee options.